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How to Document a Motor Vehicle Claim The process of submitting an insurance claim after an accident is called a motor vehicle claim. This report allows them to examine your coverage and decide the amount they will pay for damages. You'll want to make your claim as quickly as possible after the accident. You will need to have the police report as well as your insurance card or declarations pages readily available. What should you do following an accident After a collision, take photos and video from different angles to document the accident. The scene may change quickly witnesses could leave, and evidence may vanish. After that, you should collect all drivers names, addresses, phone numbers and insurance details (and insurance policy number) If you can. Also take note of the year, make and model of each car, along with any other important information such as damage and license plate numbers. It is also beneficial to ask each driver if they wore seatbelts or had passengers and note their gender and age. Most injuries from motor vehicle accidents don't become evident until a day or two after the collision. This is why it is important to seek medical attention as soon as you can, even if believe you have any injuries. If you are able to, move the vehicle out of traffic to prevent further injury or damage. Set up flares and reflective emergency triangles to deter other drivers from hitting you. Make sure you inform the police, if you can. Even if it appears minor, it's important not to fail to notify the police. The other driver could later deny that the accident occurred and their insurance provider may refuse to pay for your claim. Getting Started An insurance claim is the procedure of letting your insurance company be aware of a loss and asking them to pay for it. This could mean paying for damage to a car or medical expenses due to an accident. Make sure you have all the necessary information before filing your claim. This includes contact information for each person who was involved, receipts of any damaged personal property and any medical bills. Also, you should have an original copy of the accident report, as well as photos of any damages. Your insurer will assign an adjuster for your case who will act as the head of your claim. They will review the documents you provided immediately following the incident and conduct their own investigation. This will help them determine the reason for the accident, as well as determine who was at fault. After they have a complete knowledge of what transpired the adjuster will then inspect the damage to your vehicle. You may be present at the inspection, or provide a list of repair quotes from local auto repair shops or contractors. If your insurance company thinks that the damage to your vehicle is too costly to fix it will mail you a check equal to the value of the car. You can use the funds to purchase a brand new car or to pay off your lease or loan. If you make a claim, your insurance rates could rise. Do everything you can to show that the accident wasn't your fault. Documenting the Incident If you're involved in a collision, documenting the incident is essential. Insurance companies are looking for documentation that can support the claims you or the other party makes. Evidence that is collected and documented can be the difference in the majority of cases. It's crucial to have all of the information whether it's pictures of the scene at the accident, witness statements or medical records showing consistent treatment. Write down the license number as well as the vehicle information of the driver who was driving at the time of the accident. Also, record the names and contact information of witnesses. If you are able take photographs or draw a diagram that shows the scene of the accident. This will help to show what transpired at the scene of the crash, as well as what caused it. Documentation should also contain information about the accident. This includes the location, direction of travel, and any pertinent landmarks. It is important to provide a description of any injuries incurred in the accident, as well. motor vehicle accident lawsuit pembroke pines 's also crucial to record the extent of damage and how it happened. It is crucial to document the accident because as time passes, memories fade and stories change. It's the best way to be able to tell the whole story. Even if you're not at fault recording the facts will help determine how much liability should be assigned to your account. Assistance Contact your insurance company as soon as possible after the police report has been filed. A lot of insurers let you make a claim through an app for your tablet or phone. It's also a good idea to get a check from your insurance company for the value of your car. This can help you in the event that your vehicle is “totaled” and you are planning to purchase a new one. If you're still able to get a loan on your current vehicle this will help pay off the balance and/or reduce your monthly payment. Your representative will ask you a series questions and send you a document to fill out. It is essential to fill out the information in a timely manner and to remain honest throughout the process. It could sour your case in the event that you are found to have not provided accurate information. If you've been injured during an accident, schedule an appointment to see your doctor as soon as possible. This will ensure that any broken bones are properly set and that all other injuries are recorded. By visiting your doctor as soon as possible it will also ensure that medical expenses are covered under accident-related no-fault benefits. You will need to file a suit if your insurance company refuses to accept your no-fault claim or if you want to pursue damages for pain and suffering, or any other damages. If you choose to file a lawsuit then it's best to have an experienced lawyer by your side.